Fee schedule
Every fee, up front.
Fixed fees, scoped in writing before engagement. All fees exclude GST. If your transaction does not fit a band below, get in touch and we will confirm a fixed fee within two business days.
Lender submission packs
The Model
Test whether the deal services before you go near a lender.
$1,850
+ GST · $2,035 inc GST
- Serviceability model (lender worksheet)
- Funding request / lender summary
- 12-month lender cashflow forecast
- Information memorandum
Bank-Ready Pack
The model plus the written case. Ready to hand to a lender.
$2,850
+ GST · $3,135 inc GST
- Serviceability model (lender worksheet)
- Funding request / lender summary
- 12-month lender cashflow forecast
- Information memorandum
Full Submission Pack
Everything a lender, investor or partner needs to say yes.
$5,800
+ GST · $6,380 inc GST
- Serviceability model (lender worksheet)
- Funding request / lender summary
- 12-month lender cashflow forecast
- Information memorandum
All fees exclude GST.
Lender packs include a 12-month cashflow forecast for the lender, built in collaboration with you and your advisors from the information provided.
Only need one piece?
| Single document | Fee | Turnaround |
|---|---|---|
| Funding request / lender information summary | $1,450 ($1,595 inc) | 4 business days |
| Information memorandum | $3,500 ($3,850 inc) | 10 business days |
Funding request / lender information summary
- Fee
- $1,450 ($1,595 inc)
- Turnaround
- 4 business days
Information memorandum
- Fee
- $3,500 ($3,850 inc)
- Turnaround
- 10 business days
Fees are shown excluding GST, with the GST-inclusive figure beside them. GST applies at 10%.
Been declined?
A lender knocked back a submission that you believe should have passed. We work out why it failed, rebuild the earnings case from evidence, and restructure the presentation for the next lender. Every figure we present must be supported by source documents.
Submission Rescue · $950 · 3 business days · Learn more
Already carrying debt? The Debt Facility Review reads your existing facilities for pricing, structure, covenants and headroom: $990, 5 business days. Planning new debt in a business you already run, rather than buying one? The Debt Capacity Assessment models the proposed facility into your actual financials: $1,850, 5 business days, for facilities from $100,000 upwards. Planning growth on top, another purchase or new equipment? The Growth Scenario Model runs the move in best, mid and worst case: $4,950, 10 business days, including the assessment. Carrying acquisition debt with a covenant test coming up? The Covenant Compliance Review works each covenant against your actual numbers and readies the certificate figures: $1,250, 5 business days. Want that managed all year rather than at a single test date? Covenant Management is a standing annual engagement, scoped and quoted in writing like our consulting. And the debt and capacity modelling, the facility review through the full growth model, is free for clients of The Lending Lab, as is The Owner's Desk, the standing engagement that keeps it all current. Coaching on the person running the business, The Sounding Board, runs from $1,250 a quarter.
Business plans and forecasts
The Plan
The plan the lender asked for, without the padding.
$850
+ GST · $935 inc GST
- Written plan, typically 12 to 15 pages
- 12-month cashflow forecast
- Assumptions traceable to your actual accounts
- Revision round included
Bank-Ready Plan
The full written case for a bank. Our standard engagement.
$1,450
+ GST · $1,595 inc GST
- Full written plan, typically 20 to 30 pages
- 3-year cashflow forecast
- Revenue by stream from the actual accounts
- Tested against ATO small business benchmarks
- Revision round included
Three-Way Plan
The plan plus a full three-way model that reconciles.
$2,450
+ GST · $2,695 inc GST
- Everything in the Bank-Ready Plan
- 3-year three-way forecast: P&L, balance sheet and cash flow that reconcile
- Sensitivity testing on the key drivers
- Revision round included
Fees are shown excluding GST, with the GST-inclusive figure beside them. GST applies at 10%.
Every tier includes a revision round. The plan is not finished until it is ready to hand to a lender.
Already have a plan?
| Standalone product | Fee | Turnaround |
|---|---|---|
| Three-way forecast (P&L, balance sheet, cash flow), 3 years | $1,850 ($2,035 inc) | 7 business days |
| Annual Partner Refresh (existing clients) | $850 ($935 inc) | 5 business days |
Three-way forecast (P&L, balance sheet, cash flow), 3 years
- Fee
- $1,850 ($2,035 inc)
- Turnaround
- 7 business days
Annual Partner Refresh (existing clients)
- Fee
- $850 ($935 inc)
- Turnaround
- 5 business days
Fees are shown excluding GST, with the GST-inclusive figure beside them. GST applies at 10%.
Financial due diligence
Fixed fees by combined transaction value
| Combined transaction value | Level 1 · Verification | Level 2 · Scoped DD | Level 3 · Full analysis | Level 2, share of the deal |
|---|---|---|---|---|
| Under $1,000,000 | $2,500 ($2,750 inc) | $4,500 ($4,950 inc) | Not offered | 0.45% |
| $1,000,000 – $3,000,000 | $3,500 ($3,850 inc) | $7,000 ($7,700 inc) | $11,000 ($12,100 inc) | 0.23% |
| $3,000,000 – $6,000,000 | $4,500 ($4,950 inc) | $9,500 ($10,450 inc) | $15,000 ($16,500 inc) | 0.16% |
| $6,000,000 – $10,000,000 | $7,500 ($8,250 inc) | $17,500 ($19,250 inc) | $27,500 ($30,250 inc) | 0.18% |
| Above $10,000,000 | Quoted | Quoted | Quoted | – |
Under $1,000,000
- Level 1 · Verification
- $2,500 ($2,750 inc)
- Level 2 · Scoped DD
- $4,500 ($4,950 inc)
- Level 3 · Full analysis
- Not offered
- Level 2, share of the deal
- 0.45%
$1,000,000 – $3,000,000
- Level 1 · Verification
- $3,500 ($3,850 inc)
- Level 2 · Scoped DD
- $7,000 ($7,700 inc)
- Level 3 · Full analysis
- $11,000 ($12,100 inc)
- Level 2, share of the deal
- 0.23%
$3,000,000 – $6,000,000
- Level 1 · Verification
- $4,500 ($4,950 inc)
- Level 2 · Scoped DD
- $9,500 ($10,450 inc)
- Level 3 · Full analysis
- $15,000 ($16,500 inc)
- Level 2, share of the deal
- 0.16%
$6,000,000 – $10,000,000
- Level 1 · Verification
- $7,500 ($8,250 inc)
- Level 2 · Scoped DD
- $17,500 ($19,250 inc)
- Level 3 · Full analysis
- $27,500 ($30,250 inc)
- Level 2, share of the deal
- 0.18%
Above $10,000,000
- Level 1 · Verification
- Quoted
- Level 2 · Scoped DD
- Quoted
- Level 3 · Full analysis
- Quoted
- Level 2, share of the deal
- –
Fees are shown excluding GST, with the GST-inclusive figure beside them. GST applies at 10%. The share column is Level 2 against a transaction at the top of that band, which is the smallest share in it. A buyer at the bottom of a band is paying a larger share: Level 2 on a $1,500,000 purchase is $7,000, or 0.47%.
Modifiers
- Additional and out-of-scope work: $295 per hour, and only with your prior written approval.
- Multi-entity groups: add $1,500 per additional trading entity beyond the first two.
- Expedited delivery (under 10 business days for Level 2, under 15 for Level 3): add 30%.
- Second target: where a buyer engages us on an alternative target within 90 days of a first engagement, the second is charged at 75% of schedule.
Terms applying to all engagements
- 50% on engagement, 50% on delivery of the report.
- Fees are not contingent on settlement, finance approval, or the conclusion reached.
- If the analysis recommends against the transaction, the fee is unchanged.
- Fixed fees assume the standard information request is met; material gaps are notified before extra time is incurred.
- The fee is fixed once we have seen the financials. If the file turns out to be materially different from what was scoped, we tell you before any extra time is incurred, and additional work is charged at $295 per hour with your written approval.
- Either party may terminate; completed work is charged pro rata.
Want a straight read on your deal?
Book a free call with Nick. Bring the numbers you have, and we will tell you the right service level and the fixed fee. No obligation.