Insights
Each article is written the way our reports are written, with the arithmetic shown. If the analysis is useful, the engagement will be more so.
4 August 2026 · 9 min read
Your landlord has offered to sell you the building. The rent stops being an expense and starts being debt service, and your borrowing capacity moves in two directions at once. How to work out whether it helps.
30 July 2026 · 10 min read
You can run a P&L, manage a team and read a board pack. None of that is the skill that decides whether you buy well. What the transition actually demands, and the four things that catch corporate buyers out.
27 July 2026 · 8 min read
Straight numbers: financial due diligence on an Australian business acquisition runs from $2,500 to $27,500 fixed, priced by transaction value and depth. The full fee schedule, what moves the price, and what skipping it costs.
27 July 2026 · 9 min read
Sometimes. Buying an established business is worth it when the earnings are real, the price is built on tested numbers and the structure protects you. An honest look at both sides of the decision, with the arithmetic.
26 July 2026 · 8 min read
Not a folder review and not an audit. It is a rebuild of the earnings picture from source documents. Here is what gets reconciled, what gets tested, and what a real engagement finds.
26 July 2026 · 9 min read
Every small-business sale price is built on adjusted earnings, and adjusted earnings are built on add-backs. A worked schedule showing which claims survive scrutiny and which quietly inflate the price.
26 July 2026 · 9 min read
What lenders actually assess, the documents that decide the outcome, why good deals get declined, and how to walk in with a case a credit team can approve.
26 July 2026 · 8 min read
Banks do not read business plans the way investors do. Here is what a credit assessor actually looks for, section by section, and the mistakes that get plans set aside.
26 July 2026 · 8 min read
The 12-month cashflow forecast is the first thing a credit assessor opens. What it needs to contain, how to make the assumptions defensible, and the traps that sink credibility.
Hit a term you do not know? The glossary explains every one of them the way a credit team uses it.
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